Cash payment to ISA?

I’m personally waiting until the very end of the tax year to only open a rubbish interest instant access cash ISA, to transfer at some point to an equity ISA. Right now, as with everyone, my existing Equity ISA portfolio has had a tough time, but is picking up, however I’m not prepared to invest further just yet. Keeping those ISA allocated savings in ‘high’ interest savings accounts and bonds at the moment (Marcus, Vanquis, etc),

I’m very much of the ‘be fearful when others are greedy and greedy when others are fearful’ turn of mind (that’s from Warren Buffett by the way), so I’m quite happy to put money into the stock market at the moment. I think it will be a bumpy ride over the next 12 months at least but that will bring opportunities. I’m also keeping an eye on cryptocurrencies like Bitcoin, Ethereum and XRP as I think they might do nicely in the future and are still relatively cheap at the moment.

You could spread your bets by putting some, though not all, of your investment money into the stock market now (or rather drip-feed it in over the next few months) and see how it goes. If it tanks then you haven’t lost too much…and it will go up eventually anyway…but if it does well you won’t be kicking yourself!