How has covid-19 affected your spending?

Yes it has, because we son’t have any disposable income, we have had to cut down on most things, I only shop twice a week, gym membership has gone, i think it is for the better and could easily carry on. Holidays have had to be put off until next year as when we were meant to go in June, we were on lock down, our August break was cancelled also as we can’t afford it, I am now back in work and don’t really want a Holiday at the moment after having 18 weeks off.