Jasmine Birtles
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The True Cost of Owning a Pet in the UK (2025) – Plus 5 Cheapest Pets to Own
Vicky Parry
3rd Apr 2025
Owning a pet in the UK is a rewarding experience, but it comes with financial responsibilities. Understanding the costs associated with different pets is crucial before making a decision. Whether you’re looking for a furry friend or a low-maintenance companion, this guide breaks down pet ownership expenses in 2025 and highlights the five cheapest pets to own.
How Much Does Every Pet Cost in the UK?
1. Dogs
Dogs are among the most popular pets, but they also require significant investment. According to the PDSA, the lifetime cost of owning a dog ranges from £4,600 to £30,800, depending on size and breed. Monthly expenses, including food, insurance, and healthcare, range from £50 for a small dog to £80+ for a large breed.
2. Cats
Cats are slightly more affordable than dogs but still require commitment. The estimated lifetime cost of owning a cat is around £12,000 to £24,000, with monthly expenses averaging £70, covering food, litter, and veterinary care.
3. Rabbits
Rabbits should ideally be kept in pairs, increasing costs. The lifetime cost for a pair of rabbits is £6,500 to £9,000, with monthly expenses around £70, including food, bedding, and healthcare.
4. Hamsters
Hamsters are one of the most budget-friendly pets. The initial setup, including a cage and accessories, costs £50-£60, with monthly expenses being £10-£15.
5. Fish
Goldfish and other small fish species are low-cost pets. A basic tank setup starts at £50, and ongoing costs for food and maintenance are minimal.
5 Cheapest Pets to Own in the UK (2025)
If you’re looking for an affordable pet, here are the five cheapest options in 2025:
1. Hamsters
- Initial Cost: £50-£60
- Monthly Cost: £10-£15
- Hamsters are inexpensive to maintain, requiring only food and bedding changes.
2. Goldfish
- Initial Cost: £50+ (tank setup)
- Monthly Cost: £5-£10
- With proper care, goldfish can live for over a decade, making them a cost-effective pet.
3. Budgies & Canaries
- Initial Cost: £20-£50
- Monthly Cost: £10-£20
- Small birds like budgies are low-maintenance, requiring minimal food and care.
4. Guinea Pigs
- Initial Cost: £70-£100
- Monthly Cost: £20-£30
- Slightly more expensive than hamsters but still affordable compared to larger pets.
5. Leopard Geckos
- Initial Cost: £100-£200 (habitat setup)
- Monthly Cost: £10-£20
- These reptiles have minimal food and vet costs after initial setup.
Final Thoughts
When choosing a pet, consider both the financial and time commitments. Smaller pets like hamsters and fish are ideal for those on a budget, while dogs and cats require more resources. Proper planning ensures a fulfilling and responsible pet ownership experience in 2025.
For more cost-saving pet tips and expert advice, stay tuned to our MoneyMagpie pet corner.
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