20th Feb 2020
Stakeholder pensions are cheap, easy, and upfront about what they invest in. Anyone can have one, and you can make regular contributions or just put in what you can afford each month. For anyone who has ever worried that pensions are too complicated – they were designed to be your solution. What is a…
20th Feb 2020
Running and owning a car is quickly becoming un-affordable for lots of people. If you add up the costs of breakdown cover, insurance, servicing and maintaining a car, you’ll see how much of a dent in your wallet it makes. And with the rising cost of living taking its toll we need to make savings…
13th Feb 2020
Want to keep your kids entertained this summer without spending a penny? Help them get a summer job! Kids can make money in all sorts of ways. You’ll need to use your own judgement in assessing how mature your child is and how ready they are to take on the responsibility. Young children shouldn’t be…
3rd Feb 2020
If you reach 50 with no savings, it’s natural to feel anxious about the future. But don’t worry, you still have time to make money, save, and invest well before retirement. It might be tempting to think you can’t do enough before you retire. You may feel like now the only option is to wait…
31st Jan 2020
Did you know you could increase property value with just a few cheap changes? Increasing the value of your home is easily done – without costing the earth. (And, let’s face it, you don’t want to spend lots to add to your property’s value – it defeats the point!). When the housing market is slow,…
22nd Jan 2020
How to get a home for free. There are lots of ways you can get a home for free with a job or by being someone who looks after properties. Here are just a few of them.
23rd Dec 2019
So you want to be green but feel you can’t afford it? Well that’s where you are wrong, you can actually SAVE money by being green! It’s easy and, sometimes, fun too. There are lots more green gadgets around now to make being green even easier too. Here are some easy tips and great gadgets…
18th Dec 2019
Pension annuities offer a guaranteed income for the rest of your life – but did you know the stock market can affect whether you’ll get a great (or terrible) rate? If you buy at the wrong time, your retirement income could be significantly lower every year. So, how does the stock market affect pensions –…
15th Dec 2019
A pension pot of around £100,000 offers a wide choice for your pension income options. Add to that the freedom of choice for annuities (thanks to the 2015 pension reforms) and you’ve got a lot to think about! Annuity rates aren’t fantastic at the moment – and haven’t been for a while. With economic and…
15th Dec 2019
Whether you’re tired of the UK’s political climate or simply fancy living in a warmer, sunnier place, retiring abroad is an option for many. But what does being an ex-pat mean for your pension and taxes? If you’re wondering whether you can still claim your State Pension, how your lump-sum payments will work, and what…
15th Dec 2019
Auto-enrolment is designed to encourage everyone in work to save for their retirement. Since it was introduced in 2012, the proportion of employees with a workplace pension has rocketed from 55% to a huge 87% in 2019. The scheme was introduced to encourage retirement planning. The idea is to reduce the future burden of older…
5th Dec 2019
How much do you think looking after your pets costs? You could be spending a lot more than you could possibly imagine. The latest figures from Tesco show that our canine companions cost almost £600 a year, and require more than 600 hours of care – compared to just over £330 and 340 hours for a…
