Loans are hard to get if your credit score isn’t perfect. Many of the best credit card deals that we mention are also not available to you if you don’t have the best credit record. But fear not! Even if you have a credit record that makes you want to weep, there are ways of cleaning it up over time.

In case you didn't know, we have partnered with Reader's Digest to bring you loads of great ways to make, save and manage your money.

So, we decided to discuss how you can Spring clean your finances. A regular 'money MOT' can help you stay on top of your money, and you should look after them the way you should your home.

Trying to get on top of your overall expenses means it’s easy to forget the little costs along the way. This budgeting checklist will help you break down your expenses into chunks, so that you can make a realistic household budget – and see where you can save.

Housework may be a chore, but it’s something we all must face sooner or later. You may feel that buying cleaning supplies just isn’t a priority right now with everything being so expensive.

But, there is no need to spend your money on pricey branded products. There are so many things you can do (like make your own) and ordinary items you can use (like a sock!) that will save you money.

Is your cleaning cupboard bursting at the seams? When your cleaning products are just adding to the clutter in your home, maybe it’s time to simplify things and develop a frugal cleaning routine. The upside is that this will save you money and reduce the chemicals in your environment.

It’s a good idea to have a proper Spring clean at least once a year. You can feel cleaner, more organised, more on top of things and even richer!

Who knows what you might find behind the sofa, in those drawers you haven’t seen for years and even in the airing cupboard. Here are 15 ways to save as you have a proper Spring clean.

This mop is a personal favourite of mine, and one I use regularly. It's a ready-to-use flat mop with an integrated spray feature so it’s always ready to help you clean in an instant.

Forget the bucket and water, simply squeeze the trigger to release a fine spray onto the floor. The machine washable microfibre pad can be reused up to 200 times and cleans 99.9% of bacteria with just water - saving you money!

Mopping is no longer a chore, and can be done more regularly and easily with this fab item. A Spring cleaning must-have!